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"The Basketball Game" is a graphic novel adaptation of the award-winning National Film Board of Canada animated short of the same name – intended for audiences aged 12 years and up. It's a poignant tale of the power of community as a means to rise above hatred and bigotry. In the end, as is recognized by the kids playing the basketball game, we're all in this together.

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Tag: startup

סטארט תל אביב

סטארט תל אביב

סטארט אפ קנדה עומדת לסיים את הליך ההתמודדות לבחירת אישה יזמית של סטארט אפ לתחרות הבינלאומית ‘סטארט תל אביב’, שתערך בחודש ספטמבר הקרוב.

אישה ממציאה: מסתיים הליך ההתמודדות לבחירת אישה יזמית של סטארט אפ לתחרות בינלאומית בתל אביב

סטארט אפ קנדה עומדת לסיים את הליך ההתמודדות לבחירת אישה יזמית של סטארט אפ לתחרות הבינלאומית ‘סטארט תל אביב’, שתערך בחודש ספטמבר הקרוב. התחרות תתקיים במשך חמישה ימים (25-29) וישתתפו בה נציגות משלושים מדינות שונות. הפרוייקט של סטארט אפ קנדה לבחירת הנציגה שתגיע לתל אביב מתקיים בחסות שגרירות ישראל בקנדה וחברת יו.פי.אס. הזוכה תזכה בכרטיס זוגי ואירוח מלא בתל אביב.

התנאים להצגת מועמדות להשתתפות באירוע בתל אביב: אישה עד גיל ארבעים, ממציאה של סטארט אפ, הסטארט אפ נמצא ופועל מחוץ לקנדה, הסטארט אפ מבוסס על טכנולוגיה או עושה שימוש בטכנולוגיה בדרך חדשנית וקריאטיבית. יצוין כי רק נציגה אחת מכל חברת סטארט אפ יכולה להציג מועמדותה לאירוע. המועד האחרון להגשת מועמדות נקבע לארבעה ביולי.

במסגרת הביקור בתל אביב הנציגה הקנדית ביחד עם הנציגות מהמדינות הנוספות תפגשנה יזמים ישראלים בולטים, משקיעים, אמנים, יוצרים ומדענים. בהם: ראש עיריית תל אביב רון חולדאי, יוסי ורדי, אורלי שני ורותי קורן. האורחות מחו”ל ישתתפו בפסטיבל החדשות של עיריית תל אביב הנקרא ‘אולד’ וכן במספר בהרצאות וסדנאות בינלאומיות. הפסטיבל משמש זירת מפגש בין עולם ההיי-טק והחדשנות בישראל, לבין הזירה הבינלאומית והציבור הרחב. הפסטיבל כולל אירועים, סיורים, מפגשים, ביקורים בחברות סטארט אפ ועוד. יצויין כי ‘סטארט תל אביב’ מנוהל על ידי משרד החוץ של ישראל ומתקיים מזה חמש שנים.

סטארט אפ קנדה יצא לדרך בשנת 2012 על ידי היזמית ויקטוריה לינוקס. הארגון משתף פעולה עם שלוש מאות גופים ברחבי קנדה, בניהול מאתיים אירועים בארבעים קהילות שונות. עד היום כעשרים אלף איש השתתפו באירועים של סטארט אפ קנדה. הארגון הצליח כבר ליצור קשר בין שלושת אלפים יזמים עם סטארטאפיסטים. על השותפים של המסחרים של סטארט אפ קנדה נמנים: סקוטיה בנק, מיקרוסופט, יו.פי.אס והפיינשל פוסט.

לפי נתונים של בנק אוף מונטריאול מיליון וחצי קנדיים מועסקים על ידי חברות בבעלות נשים. ואילו על פי נתוני בנק אר.בי.סי עסקים בבעלות נשים בקנדה תורמים מאה ארבעים ושמונה מיליארד דולר לכלכלה הקנדית מדי שנה.

אישה מתחזה: אישה מחופשת עם פאה ומשקפיים התייצבה למבחן נהיגה ברכב במקום אמה

בוחן נהיגה וותיק במחוז אונטריו הופתע מאוד לראות שלמבחן נהיגה ברכב (טסט) שהייה אמור להתקיים עם נבחנת מבוגרת בת 73, התייצבה אישה חבושה בפאה ועם משקפיים כהים. הבוחן לא היה צריך להתאמץ במיוחד לראות שהנבחנת לידו (במושב הנהג), נראית הרבה יותר צעירה מאישה בת 73. לאחר שהתעשת הבוחן החליט כן לאפשר לצעירה המחופשת לבצע את הטסט במקום אמה. בו בזמן הוא הודיע למנהליו במשרד על האירוע החמור, ואלו הזעיקו מייד את השוטרים שעצרו אותה.

האישה בת ה-39 הודתה בחקירתה בתחנת המשטרה כי היא בתה של הנבחנת המבוגרת שלנחצה מאוד מהטסט ופחדה להיכשל. הבת (ששמה לא פורסם בשלב זה על ידי המשטרה) הוסיפה עוד, כי היא חשבה שהיא דווקא כן פעלה נכון כיוון “כשעזרה” לאמה, והתייצבה למבחן הנהיגה במקומה. במשטרה כמובן לא קיבלו את הסבריה אלה של המתחזה והיא תעמוד למשפט במהלך חודש יולי הקרוב. שני סעיפי האישום נגד האישה: התחזות ועבירה פלילית. אם תורשע העונש המקסימלי על שתי עברות אלה הוא חצי שנה בכלא וקנס בגובה חמשת אלפים דולר. סביר להניח שהנאשמת תתרחק מתחפושות לפחות בתקופה הקרובה.

Format ImagePosted on June 29, 2016June 29, 2016Author Roni RachmaniCategories עניין בחדשותTags driving exam, entrepreneur, Ontario, startup, Tel Aviv, Victoria Lennox, wig, women, אונטריו, ויקטוריה לינוקס, יזמית, מבחן נהיגה ברכב, סטארט אפ, פאה, תל אביב
Following a noble pursuit

Following a noble pursuit

JustGreet allows customers to pick a greeting card online that will be mailed with a handwritten message of their composition. (photo by Sophia Hsin)

Vancouver-based JustGreet describes itself as “the cutest greeting card service on the internet.” The company’s model is unique in that it combines the convenience of online services with the meaningfulness of a handwritten and mailed greeting card. Founded just last year, the JustGreet team has already been nominated for a Small Business B.C. Award, being recognized in the best emerging entrepreneur category.

Creative director and Southern California native Lauren Berkman joined the startup after sensing its potential to fill a gap in the $30 billion greeting card industry.

“I really got my initial interest in startup life when I lived in Tel Aviv, Israel, an amazing hub of entrepreneurial ventures,” Berkman told the Independent. “While there, I worked for two tech startups, though after some time returned to the U.S. to work at an advertising agency, and then to Vancouver to complete my MBA at UBC. While at UBC, I completed an internship in market research, the main project of which was focused on JustGreet. While working on this research project, my interest was sparked by the simplicity of the service and the sentimental value greeting cards have held throughout my life.”

While people have come to rely on the ease that technology allows, Berkman said that JustGreet recognized that potential customers wanted something different from what existing online greeting card services were offering.

“The mainstream sentiment nowadays is that online communication is becoming increasingly noisy and impersonal – information fatigue is a mainstream sentiment,” she explained. “We realized that there was a big unaddressed opportunity to provide people and brands with a way to communicate that’s authentic and meaningful.”

Customers simply select a card from an online assortment and type a personalized message, then the JustGreet team takes care of the rest and the lucky recipient receives a handwritten card in their mailbox.

“That is the great thing about JustGreet. We are able to provide the best of both worlds – the convenience of technology in the ability to order a greeting card online but, ultimately, the same product ending up in the hands of the consumer had you gone to the store, picked the card out yourself, handwritten it, bought the stamps and put it in the mailbox,” said Berkman.

What sets JustGreet even further apart from many other companies is its commitment to ensuring its services are ethically and environmentally responsible. Each greeting card is printed on 100% recycled paper. Additionally, Berkman maintains that JustGreet would not exist without the community of independent artists who design the cards.

“Each artist is compensated directly with the sale of each card that features one of his or her designs. It is with this model that we have been able to attract such talented artists. We want to provide a platform in which we can help support our artists’ creative endeavors, and provide a mechanism to share their work with a larger audience. We are always welcoming new artists to the family, and love hearing from new ones who have interacted with our brand and want to get involved.”

As the company grows, JustGreet is working to allow its community of artists to grow as well. “We launched with 10 artists from the Vancouver area but just recently we had three join from the U.S. and one from South America,” said Berkman.

The addition of some artists from outside Vancouver is reflective of the company’s desire to reach customers beyond the city while maintaining a feeling of community.

“Greeting card tastes ultimately transcend borders and cities, so rather than view ourselves as a small local business, we would like to be seen as a community that supports its artists and consistently delights its customers, no matter how big it gets. As JustGreet expands, so does our community, and the variety of designs and inspiration we can offer to that community,” said Berkman.

Therefore, despite its potential for global growth, Berkman promises that JustGreet’s mission will always be “to help families, friends and loved ones stay connected in a way that gives people the personalization and sincerity they deserve.”

JustGreet’s initial local success was reflected in its 2015 Small Business B.C. Awards nomination. “We had only just launched when we were nominated for this award, so the fact that we were on anyone’s radar alone was very exciting,” said Berkman. “It’s a tremendous honor to be recognized amongst some of B.C.’s most promising new companies.”

She added, “In one year, we’d like to be able to say that we’re a fast-growing greeting card and stationery lifestyle brand with global online and wholesale operations. Our goals are pretty simple – create as many happy moments as we can and support the artists in our community. We think it’s a noble pursuit and our team is excited about it.”

Brittni Jacobson is a freelance writer living in Toronto.

Format ImagePosted on June 3, 2016June 1, 2016Author Brittni JacobsonCategories LocalTags Berkman, greeting cards, JustGreet, Small Business BC, startup

New lending programs

At 100 years old, the Hebrew Free Loan Association of Vancouver (HFLA) is a fairly spry organization, keeping current with the community’s changing needs. So, as the new year begins, it is introducing three new lending programs for trial in an effort to encourage more applicants to look to HFLA for the loan that may help them through financial hardships, finance dental work, launch their new business or fix their roof.

Emergency loan limits have doubled to a maximum of $1,500. These loans are for immediate and urgent needs and typically are processed within 48 hours of application. One qualified guarantor is needed to secure this loan.

Single-guarantor personal loans with a $5,000 maximum are being introduced, and applicants will require only one qualified guarantor.

Business, education and special purpose loans are being changed to make it easier to borrow up to $10,000. HFLA will now ask for only two qualified guarantors instead of three. Borrowers in this category use these loans for modern needs like in vitro fertilization, adoption or computer equipment for business startups.

In 1915, when Jews in the community first began making small loans, it was to buy a horse or a pushcart to open a used furniture shop or to buy supplies for a small store. These loans of $5-$25 were a lifeline for early immigrants to Vancouver to establish themselves and, in turn, to build our community. Today, we look back and see how much those first loans did to encourage financial independence and engender security for people who were unable to find money any other way. We can see in the less distant past, loans to a wave of immigrants from the former Soviet Union in the 1980s, who bought musical instruments and other vital equipment to make a living here.

There are many amazing stories of ways in which people have received assistance to get out of a bad situation or a jump-start into a new life with a loan from HFLA, and the association wants to ensure those stories continue to accumulate by reaching more people. This strategy began with HFLA’s centennial celebration in May.

The new loan programs are designed to make it easier to apply for interest-free loans quickly, with anonymity and dignity. HFLA meets every two weeks to discuss loan applications so the waiting time for a loan is brief.

For full information about all of HFLA’s loan programs, visit hfla.ca or send someone you feel will benefit from an interest-free loan to check it out (the revamped website includes simplified forms). To speak to the HFLA’s part-time administrator, Michelle Longo, call 604-428-2832.

Posted on September 25, 2015September 24, 2015Author Vancouver Hebrew Free Loan AssociationCategories LocalTags HFLA, loans, startup

Help financing new startups

Starting a small business can be an exciting prospect that brings with it the potential to be your own boss, follow your passion and create passive income for retirement.

But even the best ideas that generate strong markets can fail if the financial structure doesn’t have a solid foundation. That’s why every new-business owner should make their first priority collecting advice from experts in business planning.

This is especially true if you are looking for startup capital. Most people think three options – personal, family/friends or a bank – are the only sources of funding available. Often overlooked are specific small-business loans and grants from the federal government.

photo - Eli Joseph
Eli Joseph, senior account manager, business and personal, at RBC. (photo from Eli Joseph)

Eli Joseph, a senior account manager, business and personal, with RBC, is often surprised at how few people know about government funding options.

Joseph works with businesses on day-to-day banking, as well as lending solutions through the Canada Small Business Financing Loan (CSBFL) or the Business Development Bank of Canada.

Clients who fall in the “small business” category typically have gross sales under $2 million, with fewer than 15 employees, and who need loans up to $250,000.

“Ninety-eight percent fall under this category,” he said.

The CSBFL has very specific applications, however, such as investing in new equipment or trucks, buying furniture or expanding a business. It won’t cover the cost of hiring staff, a franchise fee or planning a marketing campaign. For that, Joseph suggests looking at a line of credit.

But even before signing up for some fresh cash, Joseph cautions business owners to take stock of where they are.

“Ninety percent start their business asking for money,” said Joseph. “I try to slow down the conversation, I ask, ‘Do we have a business here?’ There were three examples where we had to slow it down and go through the numbers; in all three, after doing footwork, they realized they didn’t have a valid business.

“That’s where people jump the gun – they haven’t done the research; and they don’t have a business plan.”

Tax planner Alexei Schwartzman also underlines how important it is to get professional advice before heading too far into the business.

“It is important to involve someone who understands the tax implication of the business, but it’s essential to get someone involved before the business is officially running,” he said. “Often people do not think of asking the questions until they are already operational and, by that point, it might be too late for certain things.”

This is particularly important if your business has an innovative component that might be eligible for tax credits through the Scientific Research and Experimental Development Tax Incentive Program (also known as SR&ED). Businesses wanting to take advantage of this government credit need to incorporate before incurring research and development costs. A good tax consultant can help determine if the cost of incorporation and filing SR&ED tax returns, which can be substantial, will be worth the actual money saved.

Also be sure to look at the Public Works and Government Services Canada’s Build in Canada Innovation Program (buyandsell.gc.ca), as well as the National Research Council Canada’s Industrial Research Assistance Program (nrc-cnrc.gc.ca/eng/ irap/index.html). Both of these have loans and grants that help kickstart businesses to get their innovative products and services from the lab to the marketplace.

No matter what type of funding you’re looking for, both Schwartzman and Joseph agree that the biggest mistakes business owners make are not having a business plan, not doing proper market research or trying to do everything themselves rather than turning for advice to experts who have already done the legwork.

For general information on government loans/tax credits for small business, contact Rob McGarry, concierge service, National Research Council Canada, c/o Small Business BC, 601 West Cordova St., 604-499-2804, [email protected], concierge.portal.gc.ca.

Baila Lazarus teaches media communications at Small Business BC. Register for her courses at phase2coaching.com.

Upcoming Events

  • Oct. 17, 10 a.m.-4 p.m.: Small Business Advice-A-Thon, presented by Benchmark Law, Guildford Golf and Country Club, Surrey. eventbrite.com/o/benchmark-law-corporation-7221486009.
  • Oct. 30: Money Money Money: How to Get It, Manage It and Grow It, a keynote session highlighting how to access different levels of financing to support your business, presented by Futurpreneur as part of the all-day SOHO SME Business Expo at the Sheraton Wall Centre. vancouversme.soho.ca.
  • Nov. 6, 13 and 20, 10:30 a.m.-noon: How to Do Business with the Federal Government, three-part series at Small Business BC, 601 West Cordova St. smallbusinessbc.ca/seminars.
Posted on October 24, 2014October 29, 2014Author Baila LazarusCategories LocalTags Alexei Schwartzman, Eli Joseph, Small Business BC, SR&ED, startup
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